Vietnam's health insurance system remains loose and fragmentary, giving rise to disparities in implementation, reports the Vietnam Courier.
Introduced in August 1992, the health insurance services comprise 59 bureaux in all 53 Vietnamese provinces and cities. Cover is compulsory for state employees (including retirees) and employees of enterprises. The premium is 3% of wages, of which 2% is paid by the government. Premiums for voluntary insurance are 40,000-100,000 dong ($3.6-$9.00) a year.
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